5.05% MER Bridgewater Equity Release for UK property

Bridgewater Equity Release
  • 5.05% MER Interest Rate
  • Ideal for people under 55 and over 55
  • Up to 70% of the value of your home can be released
  • Remove tax-free money from your house with Bridgewater equity release
  • Not necessary to make monthly payments
  • Use the cash for anything you like
  • Do you still have a mortgage? We can help with that.
  • Stay living in your property for as long as you like
  • Free home valuation
  • No product fees
  • No lenders fees
  • Often used to help with tax planning
  • Your Requirements

  • Please enter a number from 5000 to 2000000000.
  • About You

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RIO retirement interest only mortgages for people on a pension
5 Year Chart of 10 Year Interest Rates
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Access home equity

Does Bridgewater offer Equity Release?

Yes, Bridgewater Equity Release is 2.35% APR.

Over 65 Home owner

It is very regular to discover people looking for lump sum lifetime mortgages, lifetime mortgages with flexible drawdown cash release, or monthly payment lifetime mortgages. However, Aviva, like The Exeter Equity Release, is keen to see evidence of your circumstances in the form of bank statements.

Providers for Equity Release

  • More to Life
  • Bridgewater
  • Key Retirement
  • Bridgewater
Money tied up in home
Homeowner in their 70s

Advantages of Home Reversion Schemes

It can help make tax planning and interest rates attractive. You can help a member of your family buy a home that they couldn’t afford otherwise or pay off your debts, such as loans and credit cards, so you have more monthly disposable income.

How much is it expected to release from a home

  • 55% lumpsum lifetime mortgages Zurich
  • 45% loan to value (LTV) lumpsum lifetime mortgages Pepper
  • 55% Bridgewater Equity Release

The mortgage lender will want to know if the property is Freehold or Leasehold and if the resident is a Private Tenant.

Does Bridgewater offer Pensioner Mortgages?

Yes, Bridgewater Pensioner Mortgages are 2.35% MER.

Lenders for Equity Release including https://www.retbridge.co.uk/

It’s usual to discover people seeking home reversion plans, lumpsum lifetime mortgages or monthly payment equity releases. However, Bridgewater Equity Release, like VitalityLife Equity Release, is eager to see proof of your circumstances in the form of bank statements.

  • More to Life Capital Choice Plus Plan
  • Bridgewater Equity Release Plans
  • Hodge Indexed Lifetime Mortgage
  • L&G Legal & General Flexible Max Plus
  • Liverpool Victoria LV Equity Release Plans
  • Stonehaven Equity Release
  • Nationwide Interest Only Lifetime Mortgage
  • NatWest Equity Release Schemes
  • Saga home reversion schemes
  • Age Partnership Interest Only Lifetime Mortgage
  • More2Life Tailored Choice Plan
  • Stonehaven Equity Release
  • Nationwide Interest Only Lifetime Mortgage
  • Lloyds Bank Equity Release Schemes
  • More to Life Capital Choice Plan
  • Royal Bank of Scotland Equity Release
  • More2Life Capital Choice Plan
  • Bridgewater Equity Release Schemes
  • Just Retirement Equity Release Schemes
  • L&G Legal & General Flexible Max Plus
  • Just retirement equity release lifetime mortgages
  • HSBC Equity Release Schemes
  • Barclays Equity Release
  • Royal Bank of Scotland Equity Release
  • More to Life Flexi Choice Drawdown Lite Plan
hitachi interest only retirement mortgage

Does Bridgewater do Retirement Mortgages?

Yes, Bridgewater Retirement Mortgages are 2.35% APRC.

Telephone:

02087486233

Downsides of Bridgewater Equity Release

A monthly payment lifetime mortgage can reduce the value of your estate. Home reversion schemes may impact the ability to claim benefits. You may need to pay a valuation fee, and you could have higher rates to pay with some plans.

What percentage can be released?

The more aged you are and the more serious your illnesses are, the more tax-free money you can release.

Does Bridgewater offer Equity Release Under 55?

Yes, Bridgewater Equity Release Under 55 is 2.35% MER.

© Copyright 2024

Direct Contact Details

Retirement Bridge Management Limited is part of the Retirement Bridge group of companies. Authorised and regulated by the Financial Conduct Authority (FCA Register Number 463024)
Registered in England & Wales no. 05348582
Registered office 3rd Floor, Cross House, Westgate Road, Newcastle upon Tyne, NE1 4XX
Registered trademarks include the Retirement Bridge, Bridgewater Equity Release, and the bridge logo.

Does Bridgewater do Lifetime Mortgages?

Yes, Bridgewater does lifetime mortgages at 2.35% APRC.

Bridgewater Equity Release, a provider of later-life lending solutions, has established a suite of products that cater to the unique financial needs of the older demographic, particularly those over 50. The company’s product range includes a variety of mortgages designed for those in retirement, with options extending from interest-only solutions to remortgaging opportunities for those over 60.

Bridgewater RIO Mortgages

Bridgewater’s RIO (Retirement Interest Only) Mortgages are structured to support individuals over the age of 55 seeking a loan where they are required to pay only the interest every month. The principal loan amount is settled later, typically when the property is sold. This can be an attractive option for asset-rich but cash-poor people, allowing them to free up finances to enjoy their retirement years without the burden of moving.

Bridgewater Equity Release Calculator

For those considering equity release as a financial option, Bridgewater offers an Equity Release Calculator. This online tool is designed to give homeowners an indicative figure of the amount of equity they could release from their property. The calculator is the first step for many in assessing the viability of equity release in their situation.

Bridgewater Interest Rates

Interest rates are critical in any mortgage product, and Bridgewater’s interest rates are competitive within the industry. The Bridgewater rates are essential in determining the long-term affordability of the mortgage, and the company offers detailed advice to ensure customers are fully informed about the implications of these rates throughout their loan.

Bridgewater Pensioner Mortgages

Acknowledging the specific needs of retirees, Bridgewater Pensioner Mortgages provides solutions adapted to the financial realities of life post-work. These mortgages consider the reduced income streams often associated with retirement.

Bridgewater Retirement Mortgages

Bridgewater Retirement Mortgages offers a broader array of options for those in retirement who might not necessarily be looking to release equity from their homes. These products can help restructure existing debts, fund home improvements, or even assist with family financial needs.

Bridge Water Mortgages for the Over 50s

Recognising that financial needs change as individuals enter their 50s, Bridgewater provides tailored mortgage solutions for this age group. Bridge Water Mortgages Over 50 offers flexibility and acknowledges that financial planning during this decade is crucial for setting up a comfortable retirement.

Mortgages for Over 55s to Over 75s

Bridgewater offers a spectrum of mortgages for different age groups, including Bridgewater Mortgage Over 55, Bridgewater Mortgages Over 60, Bridgewater Mortgage Over 65, Bridgewater Mortgage Over 70 and Bridgewater Mortgage Over 75. These products are designed with the understanding that financial needs and the ability to pay can significantly change with age.

Bridgewater Later Life Mortgages

Bridgewater Later Life mortgages are available for those in the later stages of life. These mortgages help homeowners make the most of their property’s equity. They are often used to supplement retirement income, fund long-term care, or provide for family and loved ones.

Bridgewater Remortgage over 60

The Bridgewater Remortgage over 60 product is for individuals who wish to switch their existing mortgage to secure better interest rates potentially or to release equity for other purposes. It indicates Bridgewater’s understanding that financial situations can evolve even after age 60.

Inclusivity in Lending

Bridgewater stands out as one of the lenders that does not impose a strict upper age limit on its mortgage products. This inclusive approach is beneficial for the 50-plus, 55-plus, 60-plus, 65-plus, and 75-plus age brackets. The company also addresses the needs of older borrowers who might have been declined by other Companies due to bad credit history or those who require loans with no credit check.

Advice and Guidance

Seeking advice from a knowledgeable broker or advisor is critical when considering equity release, and Bridgewater endorses this approach. Martin Lewis, the Money Saving Expert, emphasises the importance of seeking professional advice to ensure homeowners make the best decisions for their circumstances.

Bridgewater Equity Release offers a range of mortgage products that reflect the needs of older homeowners. Focusing on flexible terms, competitive rates, and inclusive policies, the company presents itself as a strong contender among providers of financial solutions for those in retirement.